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International Student
Travel Insurance

Planning to study in New Zealand as an international student?
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[av_buttonrow_item label=’Get a quote’ icon_select=’no’ icon=’5′ font=” link=’manually,https://quoting.orbitprotect.com/international-student’ link_target=’_blank’ size=’small’ label_display=” title_attr=” size-text=” av-desktop-font-size-text=” av-medium-font-size-text=” av-small-font-size-text=” av-mini-font-size-text=” btn-padding=” btn-padding_sync=’true’ av-desktop-btn-padding=” av-desktop-btn-padding_sync=’true’ av-medium-btn-padding=” av-medium-btn-padding_sync=’true’ av-small-btn-padding=” av-small-btn-padding_sync=’true’ av-mini-btn-padding=” av-mini-btn-padding_sync=’true’ color_options=” color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ btn_color_bg=’theme-color’ btn_custom_grad_direction=’vertical’ btn_custom_grad_1=’#000000′ btn_custom_grad_2=’#ffffff’ btn_custom_grad_3=” btn_custom_grad_opacity=’0.7′ btn_custom_bg=’#444444′ btn_color_bg_hover=’theme-color-highlight’ btn_custom_bg_hover=’#444444′ btn_color_font=’theme-color’ btn_custom_font=’#ffffff’ btn_color_font_hover=’white’ btn_custom_font_hover=’#ffffff’ border=” border_width=” border_width_sync=’true’ border_color=” border_radius=” border_radius_sync=’true’ box_shadow=” box_shadow_style=’0px,0px,0px,0px’ box_shadow_color=” hover_opacity=” sonar_effect_effect=” sonar_effect_color=” sonar_effect_duration=’1′ sonar_effect_scale=” sonar_effect_opac=’0.5′ av_uid=’av-2523yx’ sc_version=’1.0′]

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If you’re an international student studying in New Zealand, our Government requires you to have medical and travel insurance while you’re here. This plan has you covered for:
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Medical care
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Pre-existing medical conditions*

*on application only, underwriting and loadings apply.

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High-valued items*

*on application only, underwriting and loadings apply.

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Optional Property Cover*

*on application only, underwriting and loadings apply.

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Loss of tuition fees
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Travel disruption
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Evacuation or return home
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[/av_one_full][av_one_half first min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’no-mobile’ template_class=” aria_label=” av_uid=’av-1wuk2t’ sc_version=’1.0′]

[/av_one_half][av_one_fourth min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=’rgba(202,247,255,0.5)’ background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’column col-top-3′ template_class=” aria_label=” av_uid=’av-1wgtpl’ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=’center’ textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-1tkwyx’ sc_version=’1.0′ admin_preview_bg=”]

Prime plan

From: $95
[/av_textblock]

[av_button label=’Get a quote’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ button_type=” link=’manually,https://quoting.orbitprotect.com/international-student’ link_target=’_blank’ download_file=’https://’ attachment=” attachment_size=” downloaded_file_name=” size=’small’ position=’center’ label_display=” title_attr=” size-text=” av-desktop-font-size-text=” av-medium-font-size-text=” av-small-font-size-text=” av-mini-font-size-text=” margin=” margin_sync=’true’ padding=” padding_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ color_options=” color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ btn_color_bg=’theme-color’ btn_custom_grad_direction=’vertical’ btn_custom_grad_1=’#000000′ btn_custom_grad_2=’#ffffff’ btn_custom_grad_3=” btn_custom_grad_opacity=’0.7′ btn_custom_bg=’#444444′ btn_color_bg_hover=’theme-color-highlight’ btn_custom_bg_hover=’#444444′ btn_color_font=’theme-color’ btn_custom_font=’#ffffff’ btn_color_font_hover=’white’ btn_custom_font_hover=’#ffffff’ border=” border_width=” border_width_sync=’true’ border_color=” border_radius=” border_radius_sync=’true’ box_shadow=” box_shadow_style=’0px,0px,0px,0px’ box_shadow_color=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ hover_opacity=” sonar_effect_effect=” sonar_effect_color=” sonar_effect_duration=’1′ sonar_effect_scale=” sonar_effect_opac=’0.5′ css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” id=” custom_class=” template_class=” av_uid=’av-1teow9′ sc_version=’1.0′ admin_preview_bg=”]

[/av_one_fourth][av_one_fourth min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=’rgba(202,247,255,0.5)’ background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’column col-top-2′ template_class=” aria_label=” av_uid=’av-1uj6m1′ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=’center’ textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-1vfx09′ sc_version=’1.0′ admin_preview_bg=”]

Lite plan

From: $70
[/av_textblock]

[av_button label=’Get a quote’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ button_type=” link=’manually,https://quoting.orbitprotect.com/international-student’ link_target=’_blank’ download_file=’https://’ attachment=” attachment_size=” downloaded_file_name=” size=’small’ position=’center’ label_display=” title_attr=” size-text=” av-desktop-font-size-text=” av-medium-font-size-text=” av-small-font-size-text=” av-mini-font-size-text=” margin=” margin_sync=’true’ padding=” padding_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ color_options=” color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ btn_color_bg=’theme-color’ btn_custom_grad_direction=’vertical’ btn_custom_grad_1=’#000000′ btn_custom_grad_2=’#ffffff’ btn_custom_grad_3=” btn_custom_grad_opacity=’0.7′ btn_custom_bg=’#444444′ btn_color_bg_hover=’theme-color-highlight’ btn_custom_bg_hover=’#444444′ btn_color_font=’theme-color’ btn_custom_font=’#ffffff’ btn_color_font_hover=’white’ btn_custom_font_hover=’#ffffff’ border=” border_width=” border_width_sync=’true’ border_color=” border_radius=” border_radius_sync=’true’ box_shadow=” box_shadow_style=’0px,0px,0px,0px’ box_shadow_color=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ hover_opacity=” sonar_effect_effect=” sonar_effect_color=” sonar_effect_duration=’1′ sonar_effect_scale=” sonar_effect_opac=’0.5′ css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” id=” custom_class=” template_class=” av_uid=’av-1uxdq1′ sc_version=’1.0′ admin_preview_bg=”]

[/av_one_fourth][av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Where does cover apply?’ id=” custom_class=” template_class=” av_uid=’av-lz64aap4′ sc_version=’1.0′]

Where does cover apply?

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-10bs9′ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Where does cover apply?’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick first-no-toggle’ template_class=” av_uid=’av-2a7v9′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Cover while in New Zealand‘ tags=” custom_id=” av_uid=’av-1gz0h’ sc_version=’1.0′][/av_toggle]
[av_toggle title=’Cover while traveling from your country of origin to New Zealand and return‘ tags=” custom_id=” av_uid=’av-wqul’ sc_version=’1.0′]

Up to 9 days for any one trip

[/av_toggle]
[av_toggle title=’Cover for travel to New Zealand, Australia and the South Pacific‘ tags=” custom_id=” av_uid=’av-wqul-1′ sc_version=’1.0’]

Up to 31 days in total during the period of insurance

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Cover benefits’ id=” custom_class=’remove-border-bottom’ template_class=” av_uid=’av-1svp95′ sc_version=’1.0′]

Cover benefits (NZ$) limits per person, per year:

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Medical expenses’ id=” custom_class=” template_class=” av_uid=’av-lz65g0f5′ sc_version=’1.0′]

Medical expenses
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=” id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-1rye0x’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Medical expenses
Sub-limits apply to some types of medical claimsUnlimitedUnlimited‘ tags=” custom_id=” av_uid=’av-1ra871′ sc_version=’1.0’]

Expenses must be incurred within 12 months of disablement

[/av_toggle]
[av_toggle title=’Medical expenses in your country of origin, if returning for holidays‘ tags=” custom_id=” av_uid=’av-1ra871-1′ sc_version=’1.0’]

Up to $200,000. Limited to trips of 90 days

[/av_toggle]
[av_toggle title=’Evacuation/return to country of origin if you become disabled‘ tags=” custom_id=” av_uid=’av-1ra871-1-8′ sc_version=’1.0’]

Reasonable evacuation transport and travel expenses

Plus up to $20,000 for continuing medical costs

Reasonable evacuation transport and travel expenses

Plus up to $20,000 for continuing medical costs

[/av_toggle]
[av_toggle title=’Other persons’ travel and accommodation costs if you are hospitalised‘ tags=” custom_id=” av_uid=’av-1ra871-1-7′ sc_version=’1.0’]

Up to $100,000. A daily accommodation limit of $250 to a maximum of $5,000 applies while in NZ

[/av_toggle]
[av_toggle title=’Funeral and cremation, or returning remains to your country of origin‘ tags=” custom_id=” av_uid=’av-1ra871-1-6′ sc_version=’1.0’]

Up to $100,000

[/av_toggle]
[av_toggle title=’Accidental death‘ tags=” custom_id=” av_uid=’av-1ra871-1-5′ sc_version=’1.0’]

Up to $50,000 ($10,000 if under 16 years)

[/av_toggle]
[av_toggle title=’Mental Illness‘ tags=” custom_id=” av_uid=’av-1ra871-1-4′ sc_version=’1.0’]

Up to $20,000

[/av_toggle]
[av_toggle title=’Optical including prescription lenses and frames‘ tags=” custom_id=” av_uid=’av-1ra871-1-3′ sc_version=’1.0’]

Up to $250

[/av_toggle]
[av_toggle title=’Alternative medical treatment in NZ. General Practitioner referred treatment by an Osteopath, Chiropractor or Acupuncturist‘ tags=” custom_id=” av_uid=’av-1ra871-1-2′ sc_version=’1.0’]

Up to $300

[/av_toggle]
[av_toggle title=’Emergency dental treatment‘ tags=” custom_id=” av_uid=’av-1ra871-1-1′ sc_version=’1.0’]

Up to $500. For NZ dental injuries covered by ACC (Accident Compensation Corporation) cover is up to $1,500

[/av_toggle]
[av_toggle title=’Home nursing care whilst disabled‘ tags=” custom_id=” av_uid=’av-1ra871-1-1-3′ sc_version=’1.0’]

Up to $50,000

[/av_toggle]
[av_toggle title=’Your extra travel/accommodation expenses‘ tags=” custom_id=” av_uid=’av-1ra871-1-1-2′ sc_version=’1.0’]

Reasonable costs up to $30,000

[/av_toggle]
[av_toggle title=’Cash allowance whilst in hospital (after 24 hours)‘ tags=” custom_id=” av_uid=’av-1ra871-1-1-1′ sc_version=’1.0’]

Up to $100 per day to a maximum of $3,000 in NZ and $10,000 overseas

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Property’ id=” custom_class=” template_class=” av_uid=’av-lz65o25q’ sc_version=’1.0′]

Property
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Property’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-2tke9′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Accidental property loss‘ tags=” custom_id=” av_uid=’av-1xu6t’ sc_version=’1.0′]

Up to $10,000. Maximum cover for any one item, pairs or sets of items is $3,000 without specifying

Property is covered for its replacement cost (“new for old”) irrespective of age. Clothing and footwear that are more than 12 months old are settled on a depreciated basis (“new cost with a deduction for wear”)

You can add cover for specified items up to $10,000 per item, pairs or set of items. Total limit for all specified items is $30,000. An additional premium will apply to specified items

Property is not automatically covered.

You can add cover for specified items up to $10,000 per item, pairs or set of items.Total limit for all specified items is $30,000. An additional premium will apply to specified items

[/av_toggle]
[av_toggle title=’Loss or damage of personal documents ‘ tags=” custom_id=” av_uid=’av-4uzp’ sc_version=’1.0′]

Up to $3,000

[/av_toggle]
[av_toggle title=’Theft of money‘ tags=” custom_id=” av_uid=’av-10iq9′ sc_version=’1.0’]

Up to $1,000

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Disrupted Travel Cover’ id=” custom_class=” template_class=” av_uid=’av-lz65vd11′ sc_version=’1.0′]

Disrupted Travel Cover
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Disrupted Travel Cover’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-lz65u31s’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Additional travel and accommodation costs if travel plans are disrupted by strikes, weather, etc ‘ tags=” custom_id=” av_uid=’av-lz65srwi’ sc_version=’1.0′]

Up to $10,000 for accommodation, meals and/or travel expenses

[/av_toggle]
[av_toggle title=’Missed connection costs‘ tags=” custom_id=” av_uid=’av-lz65srwi-10′ sc_version=’1.0’]

Up to $10,000

[/av_toggle]
[av_toggle title=’Travel delay‘ tags=” custom_id=” av_uid=’av-lz65srwi-9′ sc_version=’1.0’]

Up to $3,000. The maximum daily limit is $400 per day

[/av_toggle]
[av_toggle title=’Purchase of essential clothing and toiletries, if all your luggage is delayed for more than 6 hours‘ tags=” custom_id=” av_uid=’av-lz65srwi-8′ sc_version=’1.0’]

Up to $200

[/av_toggle]
[av_toggle title=’Additional costs incurred on early return home‘ tags=” custom_id=” av_uid=’av-lz65srwi-7′ sc_version=’1.0’]

Up to $100,000

[/av_toggle]
[av_toggle title=’Hijack allowance‘ tags=” custom_id=” av_uid=’av-lz65srwi-6′ sc_version=’1.0’]

Up to $10,000

[/av_toggle]
[av_toggle title=’Legal costs for false arrest and/or wrongful detention ‘ tags=” custom_id=” av_uid=’av-lz65srwi-5′ sc_version=’1.0’]

Up to $10,000 (not in country of origin)

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Loss of Deposits’ id=” custom_class=” template_class=” av_uid=’av-lz6656l3′ sc_version=’1.0′]

Loss of Deposits
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Loss of Deposits’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-lz6664nd’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Cancellation of travel and educational arrangements‘ tags=” custom_id=” av_uid=’av-lz6670ia’ sc_version=’1.0′]

Up to $100,000 for non refundable portion of travel, accommodation or education fees

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Personal Liability’ id=” custom_class=” template_class=” av_uid=’av-lz667l16′ sc_version=’1.0′]

Personal Liability
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Personal Liability’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-lz667yve’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Legal liability for accidental death or injury or property damage ‘ tags=” custom_id=” av_uid=’av-lz668kkj’ sc_version=’1.0′]

Up to $2,500,000

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Search and Rescue’ id=” custom_class=” template_class=” av_uid=’av-lz6692ql’ sc_version=’1.0′]

Search and Rescue
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Search and Rescue ‘ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-lz669ynj’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Private search and rescue‘ tags=” custom_id=” av_uid=’av-lz669w05′ sc_version=’1.0’]

Up to $10,000

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Kidnap and Ransom ‘ id=” custom_class=” template_class=” av_uid=’av-lz66ahk9′ sc_version=’1.0’]

Kidnap and Ransom
Prime
Lite

[/av_codeblock]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Kidnap and Ransom’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick’ template_class=” av_uid=’av-lz66bavj’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Reimbursement for ransom monies paid‘ tags=” custom_id=” av_uid=’av-lz66ciit’ sc_version=’1.0′]

Up to $50,000

Not covered

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Pre-Existing Conditions’ id=” custom_class=’hide-me’ template_class=” av_uid=’av-lz66esnu’ sc_version=’1.0′]

Pre-Existing Conditions
Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=’hide-me’ template_class=” av_uid=’av-12f3d’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=’- Pre-Existing Conditions’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 tick hide-me’ template_class=” av_uid=’av-lz66gu1r’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Optional pre-existing conditions cover. An additional premium applies for this coverOptionalOptional‘ tags=” custom_id=” av_uid=’av-lz66ftnp’ sc_version=’1.0′]

You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances for a small processing fee of NZ$45 alongside an additional premium

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’View More’ id=” custom_class=” template_class=” av_uid=’av-lyc8i2qp’ sc_version=’1.0′]

View more
View more

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’Get A Quote Buttons’ id=” custom_class=’bottom’ template_class=” av_uid=’av-lwqacpld’ sc_version=’1.0′]

Get a quote

[/av_codeblock]

[av_one_half first min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” custom_margin=’aviaTBcustom_margin’ margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’no-mobile’ template_class=” aria_label=” av_uid=’av-1zcw9′ sc_version=’1.0′]

[/av_one_half][av_one_fourth min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’brochures no-mobile’ template_class=” aria_label=” av_uid=’av-lyc94g1p’ sc_version=’1.0′]

[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-1′ template_class=” av_uid=’av-lyc945cn’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-1q6q5′ sc_version=’1.0′]
International Student – English

International Student – 简体中文

International Student – 한국어
[/av_toggle]
[av_toggle title=’Download Policy Documents’ tags=” custom_id=” av_uid=’av-33n5′ sc_version=’1.0′]
International Student Prime
[/av_toggle]
[/av_toggle_container]

[/av_one_fourth][av_one_fourth min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’brochures’ template_class=” aria_label=” av_uid=’av-43z2p’ sc_version=’1.0′]

[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” av-small-hide=’aviaTBav-small-hide’ av-mini-hide=’aviaTBav-mini-hide’ alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-1′ template_class=” av_uid=’av-3ejn5′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-2k41h’ sc_version=’1.0′]
International Student – English

International Student – 简体中文

International Student – 한국어
[/av_toggle]
[av_toggle title=’Download Policy Documents’ tags=” custom_id=” av_uid=’av-2k41h-1′ sc_version=’1.0′]
International Student Lite
[/av_toggle]
[/av_toggle_container]

[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” av-desktop-hide=’aviaTBav-desktop-hide’ av-medium-hide=’aviaTBav-medium-hide’ alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-1′ template_class=” av_uid=’av-lzrnb5f4′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-12y89′ sc_version=’1.0′]
International Student – English

International Student – 简体中文

International Student – 한국어

[/av_toggle]
[av_toggle title=’Download Policy Documents’ tags=” custom_id=” av_uid=’av-lzrnb4sk’ sc_version=’1.0′]
International Student Lite

International Student Prime
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[/av_one_fourth][av_hr class=’invisible’ icon_select=’yes’ icon=’ue808′ font=’entypo-fontello’ position=’center’ shadow=’no-shadow’ height=’30’ custom_border=’av-border-thin’ custom_width=’50px’ custom_margin_top=’30px’ custom_margin_bottom=’30px’ custom_border_color=” custom_icon_color=” av-small-hide=’aviaTBav-small-hide’ av-mini-hide=’aviaTBav-mini-hide’ id=” custom_class=” template_class=” av_uid=’av-ooc9′ sc_version=’1.0′ admin_preview_bg=”]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=” textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-lxwdztpy’ sc_version=’1.0′ admin_preview_bg=”]
*Only the main features and benefits of our plans are outlined here. For a full explanation of all benefits and exclusions, view the policy documents.
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Are you eligible?

This plan is only available to international students who are:

studying or intending to study in New Zealand and
who meet the Immigration Act requirements for entry into New Zealand

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How long are you covered for?

Cancellation and loss of deposit cover starts from the day you pay your premium and we send your certificate of insurance.

All other benefits start from when you commence your journey to New Zealand. Generally, your cover will end either on your policy end date or when you leave New Zealand (whichever occurs first). Please see your Policy Document for more details.
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[/av_section][av_section min_height=” min_height_pc=’25’ min_height_px=’500px’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” padding=’no-padding’ custom_margin=’0px’ custom_margin_sync=’true’ av-desktop-custom_margin=” av-desktop-custom_margin_sync=’true’ av-medium-custom_margin=” av-medium-custom_margin_sync=’true’ av-small-custom_margin=” av-small-custom_margin_sync=’true’ av-mini-custom_margin=” av-mini-custom_margin_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” custom_arrow_bg=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” css_position_z_index=” av-desktop-css_position_z_index=” av-medium-css_position_z_index=” av-small-css_position_z_index=” av-mini-css_position_z_index=” id=’pricing’ custom_class=’tab-two-content tab-content’ template_class=” aria_label=” av_element_hidden_in_editor=’0′ av_uid=’av-18srhd’ sc_version=’1.0′]
[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=” textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-m3doikjl’ sc_version=’1.0′ admin_preview_bg=”]
At OrbitProtect we aim to provide competitive Student Insurance premiums, while delivering excellent service and protection.

Our premium table (below) is valid as of 1 January 2025 and is subject to change. Your individual premium amount will be advised upon acceptance of cover.
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[av_table purpose=’pricing’ pricing_table_design=’avia_pricing_default’ pricing_hidden_cells=” caption=” responsive_styling=’avia_responsive_table’ alb_description=” id=” custom_class=’three-col-pricing’ template_class=” av_uid=’av-10me6l’ sc_version=’1.0′]
[av_row row_style=’avia-heading-row’ av_uid=’av-ztjr9′][av_cell col_style=” av_uid=’av-z8bv9′]Period of cover[/av_cell][av_cell col_style=” av_uid=’av-z3qtl’]Lite plan[/av_cell][av_cell col_style=” av_uid=’av-yblpd’]Prime plan[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-xji7h’][av_cell col_style=” av_uid=’av-x9djp’]1 month[/av_cell][av_cell col_style=” av_uid=’av-wj7sx’]$70[/av_cell][av_cell col_style=” av_uid=’av-37f8l’]$95[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-v6j0x’][av_cell col_style=” av_uid=’av-uim59′]2 months[/av_cell][av_cell col_style=” av_uid=’av-ub5ux’]$129[/av_cell][av_cell col_style=” av_uid=’av-tdw69′]$189[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-ss8xh’][av_cell col_style=” av_uid=’av-sgokl’]3 months[/av_cell][av_cell col_style=” av_uid=’av-rsfqd’]$158[/av_cell][av_cell col_style=” av_uid=’av-2qaht’]$210[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-qfh5l’][av_cell col_style=” av_uid=’av-2lsax’]4 months[/av_cell][av_cell col_style=” av_uid=’av-p5009′]$209[/av_cell][av_cell col_style=” av_uid=’av-oz7d5′]$269[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-o5uq9′][av_cell col_style=” av_uid=’av-nt3e5′]5 months[/av_cell][av_cell col_style=” av_uid=’av-n7cr5′]$262[/av_cell][av_cell col_style=” av_uid=’av-mh4ul’]$349[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-lz8v9′][av_cell col_style=” av_uid=’av-l4eu5′]6 months[/av_cell][av_cell col_style=” av_uid=’av-ketp1′]$312[/av_cell][av_cell col_style=” av_uid=’av-k0n79′]$389[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-j5dcp’][av_cell col_style=” av_uid=’av-ik45h’]7 months[/av_cell][av_cell col_style=” av_uid=’av-i5065′]$346[/av_cell][av_cell col_style=” av_uid=’av-hek0d’]$460[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-guaot’][av_cell col_style=” av_uid=’av-1nbsl’]8 months[/av_cell][av_cell col_style=” av_uid=’av-foku5′]$415[/av_cell][av_cell col_style=” av_uid=’av-f59p5′]$516[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-ek0cd’][av_cell col_style=” av_uid=’av-duy9d’]9 months[/av_cell][av_cell col_style=” av_uid=’av-dn0zx’]$439[/av_cell][av_cell col_style=” av_uid=’av-csy7d’]$570[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-ce4pt’][av_cell col_style=” av_uid=’av-bg971′] 10 months[/av_cell][av_cell col_style=” av_uid=’av-azm75′]$524[/av_cell][av_cell col_style=” av_uid=’av-a84dt’]$620[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-9xldd’][av_cell col_style=” av_uid=’av-91sgp’]11 months[/av_cell][av_cell col_style=” av_uid=’av-uefp’]$530[/av_cell][av_cell col_style=” av_uid=’av-7wpap’]$669[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-7p7up’][av_cell col_style=” av_uid=’av-74j3l’]12 months[/av_cell][av_cell col_style=” av_uid=’av-6hp9h’]$619[/av_cell][av_cell col_style=” av_uid=’av-5v8gt’]$728[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-55ov9′][av_cell col_style=” av_uid=’av-4pt3x’]13 months[/av_cell][av_cell col_style=” av_uid=’av-427q5′]$629[/av_cell][av_cell col_style=” av_uid=’av-3al1t’]$780[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-2g1l9′][av_cell col_style=” av_uid=’av-1yurh’]14 months[/av_cell][av_cell col_style=” av_uid=’av-1qhu5′]$679[/av_cell][av_cell col_style=” av_uid=’av-c3t’]$840[/av_cell][/av_row]
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[av_one_full first min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow_width=’10’ row_boxshadow_color=” custom_margin=’aviaTBcustom_margin’ margin=’15px,0px’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=” template_class=” aria_label=” av_uid=’av-xmn1′ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=” textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-m00eil3b’ sc_version=’1.0′ admin_preview_bg=”]
The prices quoted here are in NZ Dollars and are for people aged 5 to 60. Please contact us for the prices for older students coming to study in New Zealand.
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Refer to the policy wording for all terms, conditions, exclusions and excesses that apply to these insurance plans.

(Please note all premiums above are inclusive of NZ Goods and Services tax, government levies and administration fees where applicable.)

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[av_section min_height=” min_height_pc=’25’ min_height_px=’500px’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” padding=’no-padding’ custom_margin=’0px’ custom_margin_sync=’true’ av-desktop-custom_margin=” av-desktop-custom_margin_sync=’true’ av-medium-custom_margin=” av-medium-custom_margin_sync=’true’ av-small-custom_margin=” av-small-custom_margin_sync=’true’ av-mini-custom_margin=” av-mini-custom_margin_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” custom_arrow_bg=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” css_position_z_index=” av-desktop-css_position_z_index=” av-medium-css_position_z_index=” av-small-css_position_z_index=” av-mini-css_position_z_index=” id=’orbitpay-card’ custom_class=’tab-three-content tab-content’ template_class=” aria_label=” av_element_hidden_in_editor=’0′ av_uid=’av-6oq49′ sc_version=’1.0′]
[av_one_half first min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’2′ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’smaller-mobile’ template_class=” aria_label=” av_uid=’av-4a0ih’ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=” textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-3xcq5′ sc_version=’1.0′ admin_preview_bg=”]
International Student policyholders can pay with our OrbitPay Card at authorised medical centres and pharmacies instead of paying yourself then claiming a refund from us.

When you purchase an OrbitProtect International Student policy, you can request an OrbitPay Card. We will post the card to your home address, or you can collect it from your school or agent (if they work with us).

Important information about your OrbitPay Card:

When you activate your card, the locations of the service providers will be emailed to you. You can also click on the OrbitPay Medical Providers tab to see a map of providers around New Zealand.
You must keep the OrbitPay Card for the duration of your policy.
If you lose your card or your card is damaged, we reserve the right to charge you a fee of $10 to reissue a new card.
Please note the conditions, limitations, and exclusions in your policy wording document. There may be times when we need to ask you to repay the costs you incurred that have been directly billed to us, which are not covered by your insurance.
At our discretion, we can deactivate your card at any time. We would advise you of this as soon as possible.

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Studying and travelling in New Zealand is incredibly rewarding. Sometimes, however, things don’t always go as planned. International Student Insurance from OrbitProtect helps protect you from the unexpected.

Medical Care
If you unexpectedly become ill or suffer an accident or injury, we will pay for your eligible doctor visits, hospital admissions and treatment costs.

Medical Evacuation
In serious circumstances, as a result of injury or illness, you may need to be returned to your country of origin. During such a stressful time, we aim to provide support by covering the expenses involved, allowing you to focus on your recovery.

Pre-existing Medical Conditions
You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances. Additional assessment fees and premiums would apply.

Loss of Deposits
If, due to unforeseen circumstances (as specified in the policy), you have to cancel your course, we will reimburse you for any non-refundable unused portion of accommodation, travel and educational fees.

Property
We understand that international students may be in New Zealand for a long period of time and may have a wide range of personal property with them. The Student Prime insurance plan provides you coverage for your general property, or you have the option to insure specific items under the Student Lite insurance plan.
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If you need cover for an existing medical condition, you must apply for pre-existing medical conditions coverage, as you are NOT automatically covered. Subject to disclosure and approval by us, certain conditions may be covered. If approved, additional premiums may apply as may special terms and conditions.

If you require pre-existing medical conditions coverage, please contact us. You can email us at [email protected] or telephone 0800 478 833 (within NZ) or +64 3 434 8151 (outside of NZ). Our medical team will be in touch to assess if we can cover your existing medical condition. You will be charged an additional fee of NZ$45 for the assessment.

You will be notified of the outcome of the assessment via email.

Please note that should we accept your International Student Insurance application to include the pre-existing medical conditions as part of your policy, we will provide cover for acute episodes of your condition only, not for any ongoing maintenance treatment of your condition (maintenance treatment means regular treatment/medication to keep your condition under control). Further terms and conditions may also apply.
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Insuring your property with OrbitProtect Student Prime
Our Student Prime insurance provides international students with an AUTOMATIC property cover of NZ$3,000 per item, pairs, or set of items and up to a total value of NZ$10,000. If you have an item over NZ$3,000, we can provide cover for this item, provided that you specify the item when you purchase our plan. You must contact us to insure any of your belongings over NZ$3,000.

Insuring your property with OrbitProtect Student Lite
Our Student Lite plan does not provide automatic property cover. However, you can specify your property item(s) to be insured (See additional premiums for specified items below). Contact us to insure your personal belongings under this plan.

Additional premiums for specified items
You will be required to pay an additional premium on items specified on your plan at a rate of 2.0% of the total value specified. For example: If you had specified a computer at NZ$5,000, the additional premium would be NZ$100 ($5,000 x 2%).

For Student Prime and Student Lite, you can specify items up to NZ$10,000 each and up to an overall maximum of NZ$30,000. The items you specify will be noted on your Certificate of Insurance.
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Policy Wordings

It is important that you understand our terms and conditions before buying this travel insurance policy to make sure it is right for you. You will find the information about all of the key benefits and the terms and conditions by reading our policy wording below.

Brochures

Our International Student Insurance brochure outlines:

Schedule of benefits
Section limits and sub-limits
Premiums
How to contact us

Download the International Student Insurance brochure – English
Download the International Student Insurance brochure – 简体中文
Download the International Student Insurance brochure – 한국어

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The excess is the first amount of a claim that your OrbitProtect policy will not pay for.

Excesses that apply to both International Student plans –

Section 1 Personal Effects Cover: $150 in total applies to any claim arising from an event

Section 5 Personal Liability Cover: $50 in total applies to any claim arising from an event

There is no excess payable for medical expenses under this policy.
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These listed Medical Providers around New Zealand accept our OrbitPay card as payment for medical consultations or prescriptions. If you are unable to get an appointment with an approved Medical Provider, you can go to any medical clinic or GP and then claim back your payment through our online Make a Claim page.
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International Student Insurance

International Student Travel Insurance

Prime plan

Lite plan

Important information about your OrbitPay Card:

International Student
Travel Insurance