Experience NZ Insurance

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Experience NZ Travel Insurance

For protection when holidaying or working in New Zealand.

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OrbitProtect Experience NZ Insurance plans have been designed especially for workers, visitors, families and students coming to New Zealand. This plan has you covered for:
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Medical care
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Optional property cover*

*on application only, underwriting and loadings apply.

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Medical evacuation
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Individual high-valued items*

*on application only, underwriting and loadings apply.

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Travel disruption
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Loss of deposits
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[/av_one_full][av_one_half first min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’no-mobile’ template_class=” aria_label=” av_uid=’av-ub3s1′ sc_version=’1.0′]

[/av_one_half][av_one_fourth min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=’rgba(230,241,225,0.5)’ background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’column col-top-3′ template_class=” aria_label=” av_uid=’av-2x8t1′ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=’center’ textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-rbdrp’ sc_version=’1.0′ admin_preview_bg=”]

Prime plan

From: $89*
*individual plan
[/av_textblock]

[av_button label=’Get Quote’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ button_type=” link=’manually,https://quoting.orbitprotect.com/experience-nz’ link_target=’_blank’ download_file=’https://’ attachment=” attachment_size=” downloaded_file_name=” size=’small’ position=’center’ label_display=” title_attr=” size-text=” av-desktop-font-size-text=” av-medium-font-size-text=” av-small-font-size-text=” av-mini-font-size-text=” margin=” margin_sync=’true’ padding=” padding_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ color_options=” color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ btn_color_bg=’theme-color’ btn_custom_grad_direction=’vertical’ btn_custom_grad_1=’#000000′ btn_custom_grad_2=’#ffffff’ btn_custom_grad_3=” btn_custom_grad_opacity=’0.7′ btn_custom_bg=’#444444′ btn_color_bg_hover=’theme-color-highlight’ btn_custom_bg_hover=’#444444′ btn_color_font=’theme-color’ btn_custom_font=’#ffffff’ btn_color_font_hover=’white’ btn_custom_font_hover=’#ffffff’ border=” border_width=” border_width_sync=’true’ border_color=” border_radius=” border_radius_sync=’true’ box_shadow=” box_shadow_style=’0px,0px,0px,0px’ box_shadow_color=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ hover_opacity=” sonar_effect_effect=” sonar_effect_color=” sonar_effect_duration=’1′ sonar_effect_scale=” sonar_effect_opac=’0.5′ css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” id=” custom_class=” template_class=” av_uid=’av-2tw4l’ sc_version=’1.0′ admin_preview_bg=”]

[/av_one_fourth][av_one_fourth min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=’rgba(230,241,225,0.5)’ background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’column col-top-2′ template_class=” aria_label=” av_uid=’av-rmcr5′ sc_version=’1.0′]

[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=’center’ textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-sn4r1′ sc_version=’1.0′ admin_preview_bg=”]

Lite plan

From: $57*
*individual plan
[/av_textblock]

[av_button label=’Get Quote’ icon_select=’no’ icon=’ue800′ font=’entypo-fontello’ button_type=” link=’manually,https://quoting.orbitprotect.com/experience-nz’ link_target=’_blank’ download_file=’https://’ attachment=” attachment_size=” downloaded_file_name=” size=’small’ position=’center’ label_display=” title_attr=” size-text=” av-desktop-font-size-text=” av-medium-font-size-text=” av-small-font-size-text=” av-mini-font-size-text=” margin=” margin_sync=’true’ padding=” padding_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ color_options=” color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ btn_color_bg=’theme-color’ btn_custom_grad_direction=’vertical’ btn_custom_grad_1=’#000000′ btn_custom_grad_2=’#ffffff’ btn_custom_grad_3=” btn_custom_grad_opacity=’0.7′ btn_custom_bg=’#444444′ btn_color_bg_hover=’theme-color-highlight’ btn_custom_bg_hover=’#444444′ btn_color_font=’theme-color’ btn_custom_font=’#ffffff’ btn_color_font_hover=’white’ btn_custom_font_hover=’#ffffff’ border=” border_width=” border_width_sync=’true’ border_color=” border_radius=” border_radius_sync=’true’ box_shadow=” box_shadow_style=’0px,0px,0px,0px’ box_shadow_color=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ hover_opacity=” sonar_effect_effect=” sonar_effect_color=” sonar_effect_duration=’1′ sonar_effect_scale=” sonar_effect_opac=’0.5′ css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” id=” custom_class=” template_class=” av_uid=’av-qpi9p’ sc_version=’1.0′ admin_preview_bg=”]

[/av_one_fourth][av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Where does cover apply?’ id=” custom_class=” template_class=” av_uid=’av-pphth’ sc_version=’1.0′]

Where does cover apply?

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-lygburpy’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Where does cover apply’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 first-no-toggle’ template_class=” av_uid=’av-lz69wx5u’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Cover while in New Zealand‘ tags=” custom_id=” av_uid=’av-lz69v0v5′ sc_version=’1.0′][/av_toggle]
[av_toggle title=’Cover while traveling from your country of origin to New Zealand and return‘ tags=” custom_id=” av_uid=’av-lz69vvfk’ sc_version=’1.0′]

Up to 9 days for any one trip
Up to 9 days for any one trip

[/av_toggle]
[av_toggle title=’Cover for travel to New Zealand, Australia and the South Pacific‘ tags=” custom_id=” av_uid=’av-lz69vvfk-2′ sc_version=’1.0’]

Up to 31 days in total during the period of insurance
Up to 31 days in total during the period of insurance

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’Cover benefits’ id=” custom_class=’.remove-border-bottom’ template_class=” av_uid=’av-zie1′ sc_version=’1.0′]

Cover benefits (NZ$) limits per person, per year:


[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Medical expenses ‘ id=” custom_class=” template_class=” av_uid=’av-lz6a1bpp’ sc_version=’1.0′]

Medical expenses

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-lygbymug’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Medical expenses’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6a2rwn’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Medical expenses
Sub-limits apply to some types of medical claimsUnlimitedUnlimited‘ tags=” custom_id=” av_uid=’av-lz6a4rt5′ sc_version=’1.0’]

Expenses must be incurred within 12 months of disablement
Expenses must be incurred within 12 months of disablement

[/av_toggle]
[av_toggle title=’Evacuation/return to country of origin if you become disabled ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-4′ sc_version=’1.0’]

Reasonable evacuation transport and travel expenses plus up to $20,000 for continuing medical costs
Reasonable evacuation transport and travel expenses plus up to $20,000 for continuing medical costs

[/av_toggle]
[av_toggle title=’Other persons’ travel and accommodation costs if you are hospitalised ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-3′ sc_version=’1.0’]

Up to $100,000. A daily accommodation limit of $250 to a maximum of $5,000 applies while in NZ
Up to $100,000. A daily accommodation limit of $250 to a maximum of $5,000 applies while in NZ

[/av_toggle]
[av_toggle title=’Your extra travel / accommodation expenses ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-2′ sc_version=’1.0’]

Reasonable costs up to $30,000
Reasonable costs up to $30,000

[/av_toggle]
[av_toggle title=’Funeral and cremation, or returning remains to your country of origin ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-1′ sc_version=’1.0’]

Up to $100,000
Up to $100,000

[/av_toggle]
[av_toggle title=’Accidental death ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-1-3′ sc_version=’1.0’]

Up to $25,000 ($10,000 if under 16 years)
Up to $25,000 ($10,000 if under 16 years

[/av_toggle]
[av_toggle title=’Emergency dental treatment ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-1-2′ sc_version=’1.0’]

Up to $500. For NZ dental injuries covered by ACC (Accident Compensation Corporation) cover is up to $1,500
Up to $500. For NZ dental injuries covered by ACC (Accident Compensation Corporation) cover is up to $1,500

[/av_toggle]
[av_toggle title=’Cash allowance whilst in hospital (after 24 hours) ‘ tags=” custom_id=” av_uid=’av-lz6a4rt5-1-1′ sc_version=’1.0’]

Up to $100 per day to a maximum of $3,000 in NZ and $10,000 overseas
Not covered

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Property’ id=” custom_class=” template_class=” av_uid=’av-lz6aigv3′ sc_version=’1.0′]

Property

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-4rb4h’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Property’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6aj9s6′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Accidental property loss ‘ tags=” custom_id=” av_uid=’av-lz6ake4j’ sc_version=’1.0′]

Property is covered for its replacement cost (“new for old”) irrespective of age. Clothing and footwear that are more than 12 months old are settled on a depreciated basis(“new cost with a deduction for wear”)Up to $10,000. Maximum cover for any one item, pairs or sets of items is $2,500 without specifying

Specified cover is up to $10,000 per item, pairs or set of items. Total limit for all specified items is $30,000. An additional premium will apply to specified items

Property is not automatically covered. You need to specify items that you want cover for and an additional premium will applySpecified cover is up to $10,000 per item, pairs or set of items. Total limit for all specified items is $30,000

[/av_toggle]
[av_toggle title=’Loss or damage of personal documents‘ tags=” custom_id=” av_uid=’av-lz6ake4j-8′ sc_version=’1.0’]

Up to $1,000
Up to $1,000

[/av_toggle]
[av_toggle title=’Theft of money ‘ tags=” custom_id=” av_uid=’av-lz6ake4j-7′ sc_version=’1.0’]

Up to $500
Up to $500

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Disrupted Travel Cover’ id=” custom_class=” template_class=” av_uid=’av-lz6an7mt’ sc_version=’1.0′]

Disrupted Travel Cover

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-44p5p’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Disrupted Travel Cover’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6autea’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Additional travel and accommodation costs if travel plans are disrupted by strikes, weather, etc‘ tags=” custom_id=” av_uid=’av-lz6aoy3w’ sc_version=’1.0′]

Up to $10,000 for accommodation, meals and/or travel expenses
Up to $10,000 for accommodation, meals and/or travel expenses

[/av_toggle]
[av_toggle title=’Travel delay‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-6′ sc_version=’1.0’]

Up to $3,000. The maximum daily limit is $400 per day
Up to $3,000. The maximum daily limit is $400 per day

[/av_toggle]
[av_toggle title=’Missed connection costs‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-5′ sc_version=’1.0’]

Up to $10,000
Up to $10,000

[/av_toggle]
[av_toggle title=’Purchase of essential clothing and toiletries, if all your luggage is delayed for more than 6 hours ‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-4′ sc_version=’1.0’]

Up to $200
Not covered

[/av_toggle]
[av_toggle title=’Additional costs incurred on early return home ‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-3′ sc_version=’1.0’]

Up to $10,000
Up to $10,000

[/av_toggle]
[av_toggle title=’Hijack allowance ‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-2′ sc_version=’1.0’]

Up to $10,000
Up to $10,000

[/av_toggle]
[av_toggle title=’Legal costs for false arrest and/or wrongful detention ‘ tags=” custom_id=” av_uid=’av-lz6aoy3w-1′ sc_version=’1.0’]

Up to $10,000 (not in country of origin)
Up to $10,000 (not in country of origin)

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Loss of Deposits’ id=” custom_class=” template_class=” av_uid=’av-lz6b9sq6′ sc_version=’1.0′]

Loss of Deposits

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-c0eh’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Loss of Deposits’ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6bb4ee’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Cancellation of travel arrangements‘ tags=” custom_id=” av_uid=’av-lz6bb2ku’ sc_version=’1.0′]

Up to $50,000 for non refundable portion of travel or accommodation deposits
Up to $50,000 for non refundable portion of travel or accommodation deposits

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Personal Liability ‘ id=” custom_class=” template_class=” av_uid=’av-lz6bc1hp’ sc_version=’1.0′]

Personal Liability

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-9i4h’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Personal Liability ‘ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6bdaer’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Legal liability for accidental death or injury or property damage‘ tags=” custom_id=” av_uid=’av-lz6bd94u’ sc_version=’1.0′]

Up to $2,500,000
Up to $2,500,000

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Search and Rescue ‘ id=” custom_class=” template_class=” av_uid=’av-lz6besl7′ sc_version=’1.0’]

Search and Rescue

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-1y3wx’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Search and Rescue ‘ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6bg9rb’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Private search and rescue ‘ tags=” custom_id=” av_uid=’av-lz6bg8jr’ sc_version=’1.0′]

Up to $10,000
Not covered

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Rental vehicles ‘ id=” custom_class=” template_class=” av_uid=’av-lz6biqqx’ sc_version=’1.0′]

Rental vehicles

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-1jppd’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Rental vehicles ‘ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01′ template_class=” av_uid=’av-lz6bkoue’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Covering the policy excess you may need to pay when hiring a vehicle ‘ tags=” custom_id=” av_uid=’av-lz6bknyv’ sc_version=’1.0′]

Up to $2,000
Up to $2,000

[/av_toggle]
[av_toggle title=’Covering loss of use charges you may need to pay to the hire company ‘ tags=” custom_id=” av_uid=’av-lz6bknyv-1′ sc_version=’1.0’]

Up to $5,000
Up to $5,000

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’- Heading – Pre-Existing Conditions’ id=” custom_class=’hide-me’ template_class=” av_uid=’av-lz6bm4yl’ sc_version=’1.0′]

Pre-Existing Conditions

Prime
Lite

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=’Mobile Lite / Prime Headings’ id=” custom_class=” template_class=” av_uid=’av-14m9h’ sc_version=’1.0′]

Prime Plan
Lite Plan

[/av_codeblock]

[av_toggle_container faq_markup=’faq_markup’ initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=’tick’ alb_description=’- Pre-Existing Conditions ‘ id=” custom_class=’custom-toggle accordion-style-02 accordion-style-01 hide-me’ template_class=” av_uid=’av-lz6bmf59′ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Optional pre-existing conditions cover. An additional premium applies for this cover Optional Optional ‘ tags=” custom_id=” av_uid=’av-lz6bnp04′ sc_version=’1.0’]

You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances for a small processing fee of NZ$45 alongside an additional premium
You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances for a small processing fee of NZ$45 alongside an additional premium

[/av_toggle]
[/av_toggle_container]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’View More’ id=” custom_class=” template_class=” av_uid=’av-lyccwi7e’ sc_version=’1.0′]

View more
View more

 

[/av_codeblock]

[av_codeblock wrapper_element=” wrapper_element_attributes=” codeblock_type=” alb_description=’Get A Quote Buttons’ id=” custom_class=’bottom’ template_class=” av_uid=’av-babdx’ sc_version=’1.0′]

Get a quote

 

Get a quote

[/av_codeblock]

[av_one_half first min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” custom_margin=’aviaTBcustom_margin’ margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=” padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’no-mobile’ template_class=” aria_label=” av_uid=’av-aeqcl’ sc_version=’1.0′]

[/av_one_half][av_one_fourth min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’brochures’ template_class=” aria_label=” av_uid=’av-9vp35′ sc_version=’1.0′]

[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” av-medium-hide=’aviaTBav-medium-hide’ av-small-hide=’aviaTBav-small-hide’ av-mini-hide=’aviaTBav-mini-hide’ alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-3′ template_class=” av_uid=’av-9he1h’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-ujj5′ sc_version=’1.0′]
Experience NZ – English

Experience NZ – 简体中文

Experience NZ – 한국어
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[av_toggle title=’Download Policy Wording’ tags=” custom_id=” av_uid=’av-ujj5-1′ sc_version=’1.0′]
Experience NZ Prime Policy Wording
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[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” av-desktop-hide=’aviaTBav-desktop-hide’ alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-3′ template_class=” av_uid=’av-1yxrx’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-1p75p’ sc_version=’1.0′]
Experience NZ – English

Experience NZ – 简体中文

Experience NZ – 한국어
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[av_toggle title=’Download Policy Wording’ tags=” custom_id=” av_uid=’av-x3l1′ sc_version=’1.0′]
Experience NZ Prime Policy Wording

Experience NZ Lite Policy Wording
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[/av_one_fourth][av_one_fourth min_height=’av-equal-height-column’ vertical_alignment=’av-align-top’ space=’no_margin’ row_boxshadow_width=’10’ row_boxshadow_color=” margin=’0px’ margin_sync=’true’ av-desktop-margin=” av-desktop-margin_sync=’true’ av-medium-margin=” av-medium-margin_sync=’true’ av-small-margin=” av-small-margin_sync=’true’ av-mini-margin=” av-mini-margin_sync=’true’ mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” radius_sync=’true’ min_col_height=” padding=’10’ padding_sync=’true’ av-desktop-padding=” av-desktop-padding_sync=’true’ av-medium-padding=” av-medium-padding_sync=’true’ av-small-padding=” av-small-padding_sync=’true’ av-mini-padding=” av-mini-padding_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” background_position=’top left’ background_repeat=’no-repeat’ highlight_size=’1.1′ fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=’,,,’ css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=’,,,’ av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=’,,,’ av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=’,,,’ av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=’,,,’ av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=’brochures no-mobile’ template_class=” aria_label=” av_uid=’av-2nvb1′ sc_version=’1.0′]

[av_toggle_container faq_markup=” initial=’0′ mode=’accordion’ sort=” styling=” colors=” font_color=” background_color=” border_color=” toggle_icon_color=” colors_current=” font_color_current=” toggle_icon_color_current=” background_current=” background_color_current=” background_gradient_current_direction=’vertical’ background_gradient_current_color1=’#000000′ background_gradient_current_color2=’#ffffff’ background_gradient_current_color3=” hover_colors=” hover_font_color=” hover_background_color=” hover_toggle_icon_color=” size-toggle=” av-desktop-font-size-toggle=” av-medium-font-size-toggle=” av-small-font-size-toggle=” av-mini-font-size-toggle=” size-content=” av-desktop-font-size-content=” av-medium-font-size-content=” av-small-font-size-content=” av-mini-font-size-content=” heading_tag=” heading_class=” alb_description=” id=” custom_class=’right-icon-blue brochure-icon-left colour-3′ template_class=” av_uid=’av-lzrnlp4m’ sc_version=’1.0′ admin_preview_bg=”]
[av_toggle title=’Download Brochures’ tags=” custom_id=” av_uid=’av-xsl1′ sc_version=’1.0′]
Experience NZ – English

Experience NZ – 简体中文

Experience NZ – 한국어
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[av_toggle title=’Download Policy Wording’ tags=” custom_id=” av_uid=’av-lzrnlmbs’ sc_version=’1.0′]
Experience NZ Lite Policy Wording
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[av_textblock fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” textblock_styling_align=” textblock_styling=” textblock_styling_gap=” textblock_styling_mobile=” size=” av-desktop-font-size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” id=” custom_class=” template_class=” av_uid=’av-lxwc3tks’ sc_version=’1.0′ admin_preview_bg=”]
*Only the main features and benefits of our plans are outlined here. For a full explanation of all benefits and exclusions, view the policy document.
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Are you eligible?

This plan is available to everyone travelling to New Zealand who does not hold New Zealand Residence status.
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How long are you covered for?

Cancellation and loss of deposit cover starts from the day you pay your premium and we send your certificate of insurance.

All other benefits start from when you commence your journey to New Zealand. Generally, your cover will end either on your policy end date or when you leave New Zealand (whichever occurs first). Please see your policy document for more details.
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[/av_section][av_section min_height=” min_height_pc=’25’ min_height_px=’500px’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” padding=’no-padding’ custom_margin=’0px’ custom_margin_sync=’true’ av-desktop-custom_margin=” av-desktop-custom_margin_sync=’true’ av-medium-custom_margin=” av-medium-custom_margin_sync=’true’ av-small-custom_margin=” av-small-custom_margin_sync=’true’ av-mini-custom_margin=” av-mini-custom_margin_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” custom_arrow_bg=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” css_position_z_index=” av-desktop-css_position_z_index=” av-medium-css_position_z_index=” av-small-css_position_z_index=” av-mini-css_position_z_index=” id=’pricing’ custom_class=’tab-two-content tab-content’ template_class=” aria_label=” av_element_hidden_in_editor=’0′ av_uid=’av-1ldk0x’ sc_version=’1.0′]
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At OrbitProtect we aim to provide competitive Experience NZ Travel Insurance premiums, while delivering increased service and protection. Our premium table below is valid as of 1 January 2025 and is subject to change. Your individual premium amount will be advised upon acceptance of cover.
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[av_row row_style=’avia-heading-row’ av_uid=’av-1hv5ep’][av_cell col_style=” av_uid=’av-1hbzo5′]Period of cover[/av_cell][av_cell col_style=” av_uid=’av-1gu259′]Lite Individual[/av_cell][av_cell col_style=” av_uid=’av-1gbl6d’]Lite Family[/av_cell][av_cell col_style=” av_uid=’av-1fiki1′]Prime Individual[/av_cell][av_cell col_style=” av_uid=’av-1f0jyt’]Prime Family[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-50gd9′][av_cell col_style=” av_uid=’av-1dk8pl’]8 days[/av_cell][av_cell col_style=” av_uid=’av-1de4nd’]$57[/av_cell][av_cell col_style=” av_uid=’av-1cnboh’]$139[/av_cell][av_cell col_style=” av_uid=’av-1bwdul’]$89[/av_cell][av_cell col_style=” av_uid=’av-1b5bp5′]$189[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-4nvwd’][av_cell col_style=” av_uid=’av-1afe21′]15 days[/av_cell][av_cell col_style=” av_uid=’av-19s05p’]$80[/av_cell][av_cell col_style=” av_uid=’av-195kzd’]$179[/av_cell][av_cell col_style=” av_uid=’av-18ik4h’]$124[/av_cell][av_cell col_style=” av_uid=’av-4e9u1′]$249[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-17238h’][av_cell col_style=” av_uid=’av-16mrb1′]1 month[/av_cell][av_cell col_style=” av_uid=’av-15xfvx’]$131[/av_cell][av_cell col_style=” av_uid=’av-156v91′]$279[/av_cell][av_cell col_style=” av_uid=’av-14qf75′]$195[/av_cell][av_cell col_style=” av_uid=’av-14gd5t’]$379[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-13eay1′][av_cell col_style=” av_uid=’av-12v3w9′]2 months[/av_cell][av_cell col_style=” av_uid=’av-12gjqt’]$197[/av_cell][av_cell col_style=” av_uid=’av-12310l’]$399[/av_cell][av_cell col_style=” av_uid=’av-11hc2p’]$286[/av_cell][av_cell col_style=” av_uid=’av-10lblt’]$559[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-10ato9′][av_cell col_style=” av_uid=’av-zfv0h’]3 months[/av_cell][av_cell col_style=” av_uid=’av-ynbmd’]$246[/av_cell][av_cell col_style=” av_uid=’av-ygx2d’]$489[/av_cell][av_cell col_style=” av_uid=’av-xlpat’]$357[/av_cell][av_cell col_style=” av_uid=’av-x4em5′]$689[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-w9c69′][av_cell col_style=” av_uid=’av-vzq3x’]4 months[/av_cell][av_cell col_style=” av_uid=’av-vihql’]$294[/av_cell][av_cell col_style=” av_uid=’av-un3n9′]$588[/av_cell][av_cell col_style=” av_uid=’av-tziht’]$430[/av_cell][av_cell col_style=” av_uid=’av-t9vt5′]$829[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-t23sl’][av_cell col_style=” av_uid=’av-2to6h-93′]5 months[/av_cell][av_cell col_style=” av_uid=’av-rx6hp’]$332[/av_cell][av_cell col_style=” av_uid=’av-qxyo1′]$667[/av_cell][av_cell col_style=” av_uid=’av-qhle5′]$489[/av_cell][av_cell col_style=” av_uid=’av-pqn6d’]$939[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-p988x’][av_cell col_style=” av_uid=’av-olhp1′]6 months[/av_cell][av_cell col_style=” av_uid=’av-o4t5l’]$379[/av_cell][av_cell col_style=” av_uid=’av-ne8ad’]$726[/av_cell][av_cell col_style=” av_uid=’av-mvtbp’]$532[/av_cell][av_cell col_style=” av_uid=’av-mlqld’]$1039[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-lqfqp’][av_cell col_style=” av_uid=’av-kwup1′]7 months[/av_cell][av_cell col_style=” av_uid=’av-kgb8x’]$429[/av_cell][av_cell col_style=” av_uid=’av-k6qyh’]$823[/av_cell][av_cell col_style=” av_uid=’av-jd6dh’]$593[/av_cell][av_cell col_style=” av_uid=’av-1w1zt’]$1163[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-ice2h’][av_cell col_style=” av_uid=’av-hfj1l’]8 months[/av_cell][av_cell col_style=” av_uid=’av-gwzap’]$479[/av_cell][av_cell col_style=” av_uid=’av-gjdpp’]$899[/av_cell][av_cell col_style=” av_uid=’av-fut81′]$646[/av_cell][av_cell col_style=” av_uid=’av-f1tbh’]$1289[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1g7bd’][av_cell col_style=” av_uid=’av-dsdld’]9 months[/av_cell][av_cell col_style=” av_uid=’av-1bde9′]$529[/av_cell][av_cell col_style=” av_uid=’av-cyrp5′]$1056[/av_cell][av_cell col_style=” av_uid=’av-17609′]$704[/av_cell][av_cell col_style=” av_uid=’av-15x0t’]$1479[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-avdf9′][av_cell col_style=” av_uid=’av-aiw9t’] 10 months[/av_cell][av_cell col_style=” av_uid=’av-9vxq9′]$579[/av_cell][av_cell col_style=” av_uid=’av-95m4d’]$1179[/av_cell][av_cell col_style=” av_uid=’av-8giq5′]$764[/av_cell][av_cell col_style=” av_uid=’av-832e1′]$1559[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-7msqp’][av_cell col_style=” av_uid=’av-6w8vl’]11 months[/av_cell][av_cell col_style=” av_uid=’av-6anhh’]$629[/av_cell][av_cell col_style=” av_uid=’av-5mh6x’]$1299[/av_cell][av_cell col_style=” av_uid=’av-5a2w9′]$822[/av_cell][av_cell col_style=” av_uid=’av-4mw0p’]$1708[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-3n4lh’][av_cell col_style=” av_uid=’av-3d4y9′]12 months[/av_cell][av_cell col_style=” av_uid=’av-2ty4t’]$679[/av_cell][av_cell col_style=” av_uid=’av-1whyt’]$1399[/av_cell][av_cell col_style=” av_uid=’av-1kstp’]$882[/av_cell][av_cell col_style=” av_uid=’av-156v5′]$1799[/av_cell][/av_row]
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[av_row row_style=’avia-heading-row’ av_uid=’av-20c7rp’][av_cell col_style=” av_uid=’av-1zs7jx’]Period of cover[/av_cell][av_cell col_style=” av_uid=’av-1z5ivx’]Lite Individual[/av_cell][av_cell col_style=” av_uid=’av-1ykejp’]Lite Family[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1xz6i5′][av_cell col_style=” av_uid=’av-1x5dnx’]8 days[/av_cell][av_cell col_style=” av_uid=’av-1x0ng5′]$57[/av_cell][av_cell col_style=” av_uid=’av-1wfb8l’]$139[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1vmvjt’][av_cell col_style=” av_uid=’av-1v6iyx’]15 days[/av_cell][av_cell col_style=” av_uid=’av-6mh99′]$80[/av_cell][av_cell col_style=” av_uid=’av-1tpaax’]$179[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1t7xgh’][av_cell col_style=” av_uid=’av-1svmk1′]1 month[/av_cell][av_cell col_style=” av_uid=’av-n109′]$131[/av_cell][av_cell col_style=” av_uid=’av-1rgfnl’]$279[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1r0x0h’][av_cell col_style=” av_uid=’av-1q34f9′]2 months[/av_cell][av_cell col_style=” av_uid=’av-1pwa4l’]$197[/av_cell][av_cell col_style=” av_uid=’av-1ox1at’]$399[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1ooolt’][av_cell col_style=” av_uid=’av-1nurit’]3 months[/av_cell][av_cell col_style=” av_uid=’av-1nglst’]$246[/av_cell][av_cell col_style=” av_uid=’av-5uu49′]$489[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1lvqkt’][av_cell col_style=” av_uid=’av-1lgchl’]4 months[/av_cell][av_cell col_style=” av_uid=’av-1l5jg1′]$294[/av_cell][av_cell col_style=” av_uid=’av-1k2odd’]$588[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1jvptx’][av_cell col_style=” av_uid=’av-1j87m1′]5 months[/av_cell][av_cell col_style=” av_uid=’av-1iqhf1′]$332[/av_cell][av_cell col_style=” av_uid=’av-1hxodp’]$667[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1hg6d5′][av_cell col_style=” av_uid=’av-1gu4uh’]6 months[/av_cell][av_cell col_style=” av_uid=’av-1gbh5x’]$379[/av_cell][av_cell col_style=” av_uid=’av-1fh5hx’]$726[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1etlcl’][av_cell col_style=” av_uid=’av-1ee6px’]7 months[/av_cell][av_cell col_style=” av_uid=’av-1di439′]$429[/av_cell][av_cell col_style=” av_uid=’av-1d3bwx’]$823[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1cluqx’][av_cell col_style=” av_uid=’av-1bx8v9′]8 months[/av_cell][av_cell col_style=” av_uid=’av-1b6005′]$479[/av_cell][av_cell col_style=” av_uid=’av-1au3dl’]$899[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-1a6e25′][av_cell col_style=” av_uid=’av-19n6gx’]9 months[/av_cell][av_cell col_style=” av_uid=’av-18y3uh’]$529[/av_cell][av_cell col_style=” av_uid=’av-18kd8x’]$1056[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-17nngx’][av_cell col_style=” av_uid=’av-17fcbh’] 10 months[/av_cell][av_cell col_style=” av_uid=’av-16c4o1′]$579[/av_cell][av_cell col_style=” av_uid=’av-160sn5′]$1179[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-15kr91′][av_cell col_style=” av_uid=’av-14l55h’]11 months[/av_cell][av_cell col_style=” av_uid=’av-14dwqh’]$629[/av_cell][av_cell col_style=” av_uid=’av-13pugd’]$1299[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-12uhfx’][av_cell col_style=” av_uid=’av-12b1o9′]12 months[/av_cell][av_cell col_style=” av_uid=’av-11tx31′]$679[/av_cell][av_cell col_style=” av_uid=’av-117h7p’]$1399[/av_cell][/av_row]
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[av_row row_style=’avia-heading-row’ av_uid=’av-1096hp’][av_cell col_style=” av_uid=’av-zk7yh’]Period of cover[/av_cell][av_cell col_style=” av_uid=’av-yqvv1′]Prime Individual[/av_cell][av_cell col_style=” av_uid=’av-ybpvh’]Prime Family[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-xnb65′][av_cell col_style=” av_uid=’av-xaill’]8 days[/av_cell][av_cell col_style=” av_uid=’av-w8kpd’]$89[/av_cell][av_cell col_style=” av_uid=’av-w166x’]$189[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-vjddh’][av_cell col_style=” av_uid=’av-uvehl’]15 days[/av_cell][av_cell col_style=” av_uid=’av-300kp’]$124[/av_cell][av_cell col_style=” av_uid=’av-tg5i5′]$249[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-su6rh’][av_cell col_style=” av_uid=’av-sdl8d’]1 month[/av_cell][av_cell col_style=” av_uid=’av-rhnjh’]$195[/av_cell][av_cell col_style=” av_uid=’av-r0ro5′]$379[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-qsavx’][av_cell col_style=” av_uid=’av-q6crh’]2 months[/av_cell][av_cell col_style=” av_uid=’av-p4zxl’]$286[/av_cell][av_cell col_style=” av_uid=’av-ojddt’]$559[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-ocq6p’][av_cell col_style=” av_uid=’av-nsfed’]3 months[/av_cell][av_cell col_style=” av_uid=’av-mpscl’]$357[/av_cell][av_cell col_style=” av_uid=’av-mh0op’]$689[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-lk2cd’][av_cell col_style=” av_uid=’av-l25a5′]4 months[/av_cell][av_cell col_style=” av_uid=’av-kmbj1′]$430[/av_cell][av_cell col_style=” av_uid=’av-jw35t’]$829[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-j6so1′][av_cell col_style=” av_uid=’av-iynj9′]5 months[/av_cell][av_cell col_style=” av_uid=’av-ibj4l’]$489[/av_cell][av_cell col_style=” av_uid=’av-hib1l’]$939[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-h6fyl’][av_cell col_style=” av_uid=’av-gg0yh’]6 months[/av_cell][av_cell col_style=” av_uid=’av-fyxg5′]$532[/av_cell][av_cell col_style=” av_uid=’av-f4nxx’]$1039[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-eh0h5′][av_cell col_style=” av_uid=’av-dy1ol’]7 months[/av_cell][av_cell col_style=” av_uid=’av-dix5t’]$593[/av_cell][av_cell col_style=” av_uid=’av-crfqd’]$1163[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-c1nex’][av_cell col_style=” av_uid=’av-bkcnh’]8 months[/av_cell][av_cell col_style=” av_uid=’av-awu4h’]$646[/av_cell][av_cell col_style=” av_uid=’av-an77l’]$1289[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-9ym6h’][av_cell col_style=” av_uid=’av-wh1x’]9 months[/av_cell][av_cell col_style=” av_uid=’av-uuvh’]$704[/av_cell][av_cell col_style=” av_uid=’av-80twt’]$1479[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-7iwgp’][av_cell col_style=” av_uid=’av-6oi91′] 10 months[/av_cell][av_cell col_style=” av_uid=’av-65xf9′]$764[/av_cell][av_cell col_style=” av_uid=’av-5oye1′]$1559[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-4up45′][av_cell col_style=” av_uid=’av-4ih2h’]11 months[/av_cell][av_cell col_style=” av_uid=’av-3wy59′]$822[/av_cell][av_cell col_style=” av_uid=’av-337jl’]$1708[/av_cell][/av_row]
[av_row row_style=” av_uid=’av-2gtu1′][av_cell col_style=” av_uid=’av-24drh’]12 months[/av_cell][av_cell col_style=” av_uid=’av-1lid5′]$882[/av_cell][av_cell col_style=” av_uid=’av-ofxl’]$1799[/av_cell][/av_row]
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[av_one_full first min_height=” vertical_alignment=’av-align-top’ space=” row_boxshadow=” row_boxshadow_width=’10’ row_boxshadow_color=” custom_margin=” margin=’0px’ av-desktop-margin=” av-medium-margin=” av-small-margin=” av-mini-margin=” mobile_breaking=” mobile_column_order=” border=” border_style=’solid’ border_color=” radius=” min_col_height=” padding=” av-desktop-padding=” av-medium-padding=” av-small-padding=” av-mini-padding=” svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_flip=” svg_div_top_invert=” svg_div_top_front=” svg_div_top_opacity=” svg_div_top_preview=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_flip=” svg_div_bottom_invert=” svg_div_bottom_front=” svg_div_bottom_opacity=” svg_div_bottom_preview=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” column_boxshadow=” column_boxshadow_width=’10’ column_boxshadow_color=” background=’bg_color’ background_color=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” background_position=’top left’ background_repeat=’no-repeat’ highlight=” highlight_size=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” animation=” animation_duration=” animation_custom_bg_color=” animation_z_index_curtain=’100′ parallax_parallax=” parallax_parallax_speed=” av-desktop-parallax_parallax=” av-desktop-parallax_parallax_speed=” av-medium-parallax_parallax=” av-medium-parallax_parallax_speed=” av-small-parallax_parallax=” av-small-parallax_parallax_speed=” av-mini-parallax_parallax=” av-mini-parallax_parallax_speed=” fold_timer=” z_index_fold=” css_position=” css_position_location=” css_position_z_index=” av-desktop-css_position=” av-desktop-css_position_location=” av-desktop-css_position_z_index=” av-medium-css_position=” av-medium-css_position_location=” av-medium-css_position_z_index=” av-small-css_position=” av-small-css_position_location=” av-small-css_position_z_index=” av-mini-css_position=” av-mini-css_position_location=” av-mini-css_position_z_index=” link=” linktarget=” link_hover=” title_attr=” alt_attr=” mobile_display=” mobile_col_pos=’0′ id=” custom_class=” template_class=” aria_label=” av_uid=’av-ubl1′ sc_version=’1.0′]

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The prices quoted here are in NZ Dollars and for individuals are for people aged 18 to 60. Family rates are for up to two adults and your dependent children. Please contact us for the prices for older travellers coming to New Zealand.

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Who is covered under the individual and family plans?

Individual: One adult and accompanying dependents under 19 years of age.
Family: Two adults (who are married or in a de facto relationship) and accompanying dependents under 19 years of age.

Options

Individual high value items
High value items can always be added to both plans by paying an additional premium on the item at a rate of 2%. Example: A NZ$5,000 item x .020 = NZ$100 premium. (The maximum amount of cover is NZ$10,000 per item.)

Manual work cover for general farming (excluding any activity relating to forestry), building and related trades.
Add 20% of the individual Lite premium to the cover option. Example: If you have taken the 12 months Individual Prime plan ($824) add 20% of the Individual Lite plan ($112) = NZ$936 in total.

(Please note all premiums above are inclusive of NZ Goods and Services tax, government levies and administration fees where applicable.)

Refer to the policy wording for all terms, conditions, exclusions and excesses that apply to these insurance plans.
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[av_section min_height=” min_height_pc=’25’ min_height_px=’500px’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” padding=’no-padding’ custom_margin=’0px’ custom_margin_sync=’true’ av-desktop-custom_margin=” av-desktop-custom_margin_sync=’true’ av-medium-custom_margin=” av-medium-custom_margin_sync=’true’ av-small-custom_margin=” av-small-custom_margin_sync=’true’ av-mini-custom_margin=” av-mini-custom_margin_sync=’true’ svg_div_top=” svg_div_top_color=’#333333′ svg_div_top_width=’100′ svg_div_top_height=’50’ svg_div_top_max_height=’none’ svg_div_top_opacity=” svg_div_bottom=” svg_div_bottom_color=’#333333′ svg_div_bottom_width=’100′ svg_div_bottom_height=’50’ svg_div_bottom_max_height=’none’ svg_div_bottom_opacity=” fold_type=” fold_height=” fold_more=’Read more’ fold_less=’Read less’ fold_text_style=” fold_btn_align=” color=’main_color’ background=’bg_color’ custom_bg=” background_gradient_direction=’vertical’ background_gradient_color1=’#000000′ background_gradient_color2=’#ffffff’ background_gradient_color3=” src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” custom_arrow_bg=” fold_overlay_color=” fold_text_color=” fold_btn_color=’theme-color’ fold_btn_bg_color=” fold_btn_font_color=” size-btn-text=” av-desktop-font-size-btn-text=” av-medium-font-size-btn-text=” av-small-font-size-btn-text=” av-mini-font-size-btn-text=” fold_timer=” z_index_fold=” css_position_z_index=” av-desktop-css_position_z_index=” av-medium-css_position_z_index=” av-small-css_position_z_index=” av-mini-css_position_z_index=” id=” custom_class=’tab-faq-content tab-content green’ template_class=” aria_label=” av_element_hidden_in_editor=’0′ av_uid=’av-lwzkzcdm’ sc_version=’1.0′]
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Below are some important details about our OrbitProtect insurance cover for Experience NZ policyholders in New Zealand. If your question isn’t answered below, visit our Help Centre.
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OrbitProtect Experience NZ insurance plans cover visitors, workers and everyone travelling to New Zealand who does not hold New Zealand Residence status.

Manual Work
Our Experience NZ plans allow you to choose manual work as part of your base plan for general farming (excluding any activity relating to forestry), building, and related trades (an additional premium applies when adding manual work cover to base plans).

Medical Care
If you unexpectedly become ill or suffer an accident or injury, your policy has a provision that allows you to submit a claim for this. We will pay for your eligible doctor, hospital admissions, and treatment costs, which exceed the excesses that apply.

Medical Evacuation
In serious circumstances, as a result of injury or illness, you may need to be returned to your country of origin. At such a stressful time, we aim to provide support where possible by taking care of the costly expenses involved, allowing you to focus totally on what is most important – your recovery.

Pre-existing Medical Conditions
You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances. Additional assessment fees and premiums would apply.

Property
We understand that you may be in New Zealand for a long period of time and may have a wide range of personal property with you. The Experience NZ Prime insurance plan provides you cover for your general property and optional specified item cover. The Experience NZ Lite insurance plan does not offer automatic property cover, however you have the option to insure specific items for an additional premium.
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If you need cover for an existing medical condition, you must apply for pre-existing medical conditions coverage, as you are NOT automatically covered. Subject to disclosure and approval by us, certain conditions may be covered. If approved, additional premiums may apply as may special terms and conditions.

If you require pre-existing medical conditions coverage, please contact us. You can email us at [email protected] or telephone 0800 478 833 (within NZ) or +64 3 434 8151 (outside of NZ). Our medical team will be in touch to assess if we can cover your existing medical condition. You will be charged an additional fee of NZ$45 for the assessment.

You will be notified of the outcome of the assessment via email.

Please note that should we accept your Experience NZ Insurance application to include the pre-existing medical conditions as part of your policy, we will provide cover for acute episodes of your condition only, not for any ongoing maintenance treatment of your condition (maintenance treatment means regular treatment/medication to keep your condition under control). Further terms and conditions may also apply.
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Our Experience NZ plans allow you to choose whether or not to insure your valuables that are not covered under the medical travel plan you have selected.

Insuring property under Experience NZ Prime
Our Experience NZ Prime plan gives you a generous amount of AUTOMATIC property cover to the value of NZ$2,500 per item and a maximum total value of NZ$10,000. You only have to specify any item, pairs, or sets of items (such as camera equipment) valued at over NZ$2,500. The maximum total value of items you can specify is NZ$30,000. An additional premium at a rate of 2% of the total value specified will be charged.

Insuring property under Experience NZ Lite
Our Experience NZ Lite plan does not provide automatic property coverage. However, if you wish to insure your personal belongings under this plan, you can specify the items you want to insure.

Additional premiums for specified items
You can specify the items you want to insure up to a maximum of NZ$10,000 per item and an overall maximum value of NZ$30,000. The items specified will be noted on your Certificate of Insurance. An additional premium at a rate of 2% of the total value specified will be charged. Example: If you had specified a computer at NZ$5,000, the additional premium charged is NZ$100 ($5,000 x 2% = $100).
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Policy Wordings

It is essential that you understand our terms and conditions before buying this travel insurance policy to make sure it is right for you. By reading our policy wording below, you will find information about the key benefits and our terms and conditions.

OrbitProtect Experience NZ Prime Policy Wording

OrbitProtect Experience NZ Lite Policy Wording

Brochures

Our brochure outlines:

Experience NZ Insurance Brochure – English

Experience NZ Insurance Brochure – 简体中文

Experience NZ Insurance Brochure – 한국어
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The excess is the first amount of a claim that OrbitProtect will not pay for.

Excesses that apply to both Experience NZ plans:

$75 excess in total applies to any claim arising from a separate event, with exception of Section 3.6 Travel Delay and 3.7 Emergency Clothing and Toiletries (Experience NZ Prime only) where no excess applies.

Please note, if during the time you or any member of your insured family are undertaking study in New Zealand, the excess on medical claims is removed (no excess is applicable on students’ medical claims). The $75 excess continues to apply to the rest of the family.
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